Previous
Next

Which County would you like to buy a home in?

arrow&v
arrow&v
arrow&v

Tell us about your income range

arrow&v

Enter your Credit Score Range

arrow&v
arrow&v

Note: the accuracy of your QBI™ is based on your honest answer here.


If you don’t have your credit score from Equifax, Experian, or TransUnion, please click on the credit agency below where you would like to get your credit score:

Do you Rent or Own?

arrow&v

Can you show proof of your Income?

arrow&v

Do you have enough savings to cover either closing costs or down payment of 3% of the price of the home?

arrow&v

Do you have student loans?

arrow&v

Have you had a bankruptcy in the last 3 years?

arrow&v

Do you pay child support?

arrow&v

Have you ever had credit trouble?  

(i.e. tax liens, repossession of a car, foreclosure, late payments on a credit card )

arrow&v

When are you ready to get qualified to purchase a home?

arrow&v

Please fill out the information below to generate your QBI Report.

Cell Phone

Loading...

An error occurred. Try again later

Your content has been submitted

Can we confirm your credit score with Equifax?

No, just show my QBI

Confirm your credit score with Equifax

Confirm Credit Score

Your Full Name

Your QBI is

-

-

-

This is NOT a Credit Score.  See the Disclaimer below.

A copy of your QBI Report has been sent to the email provided, be sure to check your spam folder.

Your QBI is based on:

The First Digit:

-

This digit is based on your credit score range.  If this number is a 5, you may be able to improve your credit score to a qualifying level with help from a mortgage lender or credit counselor.  If it is below a 5, credit counseling is most likely required.

The Second Digit:

-

This digit is based on your income.  The higher the number ( on a scale from 4 - 9 ) the more likely you are to find a home that you can afford in the County that you selected.

The Third Digit:

-

This digit is based on your answers to the QBI general questions.  The higher the number ( on a scale from 4 - 9 ) the more likely you are to meet the mortgage-qualifying requirements other than your credit score.

To generate your QBI again based on different information ( i.e., a different County ).

Disclaimer:


Your QBI score is not to be misinterpreted or compared to a credit score from the 3 formally recognized credit reporting agencies, Equifax, Experian or TransUnion. The QBI score is only a measure of readiness to buy a home based on the criteria we have indicated (your credit score from one of the 3 credit reporting agencies, income, and several other factors). We also base the score on the answer to the questions you have been asked and the information that you have provided as answers to those questions. The QBI score is also not a pre-approval or an attempt to take a loan application to purchase a home. The QBI score is strictly a tool to help you to move forward in the process of homeownership.