How does QBI™ work?
QBI generates a three-digit number that reflects credit-readiness, ability to purchase based on housing affordability, and information provided fundamental to the loan approval process.
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Credit-Worthiness
Credit-worthiness is measured by the user's credit score from one of the three leading credit reporting agencies.
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Location
We use data from Zillow(r) along with information you provide to help you assess how likely you are to find a house in your area that you can reasonably afford.
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Information
Your answers to a few basic questions help our lender partners better understand where you are starting from on the road to homeownership.