How does QBI™ work?
QBI generates a three-digit number that reflects credit-readiness, ability to purchase based on housing affordability, and information provided fundamental to the loan approval process.
Credit-Worthiness
Credit-worthiness is measured by the user's credit score from one of the three leading credit reporting agencies.
Location
We use data from Zillow(r) along with information you provide to help you assess how likely you are to find a house in your area that you can reasonably afford.
Information
Your answers to a few basic questions help our lender partners better understand where you are starting from on the road to homeownership.